Can I file for Chapter 7 bankruptcy or Chapter 13 bankruptcy?

 Many people are struggling with the decision to file for bankruptcy. Usually this is because they have a common misunderstanding about bankruptcy. Essentially, bankruptcy is a legitimate way to compete fairly between individual debtors and creditors. This is a legal process that provides a fresh start for the debtor.

The two most common types of bankruptcy for individuals are: Chapter 7 and Chapter 13.

Chapter 7, or direct bankruptcy, is what most people usually think of as bankruptcy. In Chapter 7 bankruptcy, the debtor's non-discharged assets are liquidated or sold, and the proceeds are used to pay off unsecured debts (credit cards, loans, medical bills, etc.) , etc). In most cases, however, people won't lose any of their assets, which means unsecured creditors get nothing. In bankruptcy, about 3-4 months after filing, the debt is released and the creditor will never be able to collect the debt.

Chapter 13 is about debt restructuring or merger bankruptcy. If a person has a fixed monthly income, their debts (mortgage, car payments, credit cards, medical bills, loans, student loans, etc.) lower monthly payments. Since the debtor is paying the creditor through this repayment plan, the debtor will not face the risk of losing any assets as in Chapter 7 bankruptcy. Also, in a repayment plan, which is usually 3-5 years, the creditor must not contact the debtor without first going through the debtor's attorney and the court.

In the last year alone, millions of people have declared bankruptcy to start over with the work they need. Contrary to what many people believe, bankruptcy will not cause permanent damage to your credit, and you may still have credit. The new bankruptcy law that went into effect in 2005 has had little impact on bankruptcy.

How to play live poker winning tournament games

Now, if you are interested in becoming the best player, earning real money and knowing some tips and tricks in live tournament games, then this is the best place to learn them.

1) Try not to get drunk

Some people played a few rounds in the game, and did not count the alcohol they drank in the game. In the end, they did not have the energy to continue to the last game. It was a pity that they missed such a big opportunity, so don’t drink too much and prepare for the final In the first round, try to fight for opportunities. If you drink, please drink moderately to relax your nerves before the game, but you can also drink some other beverages, such as soda, water, coffee and other beverages, to replenish water.

2) Where do I sit is important?

That's right, try not to sit next to the croupier in the tournament, go to a place where you will feel you are in front of the croupier, and make you feel that he is giving you a game. Also in a place where you are satisfied with yourself and have opinions about other players.

3) Make yourself comfortable when playing

Don't let other players know where you are and what you tell you. Be sure to lie down and relax, and don't adopt a posture that makes you move too much or feel uncomfortable during the game. Some players in the game will show off their game with their elbows on the table or leaning on the bumper.

4) Do the most important thing to brake.

Don't be distracted by what you really need to do while braking. Take some time to go to the bathroom and take a break. Sometimes discussions about the last game or the line of drinks will waste your time on things that really matter.

5) Your text and imitation are also very important throughout the game.

When you are playing, don't show your hands as you say or look like, the important thing is that they get a different impression, such as on your hands. Very good, you can try to make a face or say something that shows that your hand is not good, and then people will think that you are not playing well, and you will surprise them at the last minute. This does not always work, so try to find different ways to hide your game. In addition, you can read the actions and words of other players in the game to see if they are lying or telling the truth.

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